New US COVID Stimulus Bill...and What it Means for Camps

Last night Congress passed a new $900 billon Covid stimulus bill. This post shares details of the new bill, which still needs to be signed into law by the President.

In addition to extended unemployment benefits and $600 stimulus checks for individuals, the Act will include a second round of PPP loans. Moreover, it looks like camps will be able to request loans equal to 3.5 times their most expensive 12 week period in 2019 (up from 2.5x), and continue to benefit from a simplified application and forgiveness process. Organizations that received loans under $150,000 during round one will only have to complete a one-page form. The form certifies that your organization experienced at least a 30% reduction in gross receipts compared to the same quarter in 2019. Make sure to apply as a seasonal business (for round one, many camps did not).  
For more details about the new bill, check out this excellent Google Doc from Andrew Gurwitz Ziv at Eden Village Camp. Thanks Andrew! 
For even more PPP info and resources, JFNA recommends this free PPP toolkit provided by Fiscal Management Associates.

What can you do now?

Consider reaching out to your lender to let them know you will be applying for round two; since banks use their own portals and forms for PPP, check to see if there is anything you can start doing now.

Written by Aron Goldman. Aron is a Mentor with JCamp 180. Aron’s focus areas at JCamp 180 include camper enrollment, recruitment, and retention. He also directs our year-long Enrollment Program. Aron also has experience working as a consultant with grassroots, regional, national, and international organizations in the areas of capacity-building, strategy, and systemic change.

Who we are: JCamp 180 is a program of the Harold Grinspoon Foundation (HGF). Our goal is to significantly enhance the long-term effectiveness of nonprofit Jewish camps in North America. To meet this goal, we provide affiliated Jewish camps with consulting services, annual conferences, shared resources, professional development, and matching grant opportunities. Find more at